Thomas J. Brock

Thomas Brock, CFA, CPA, is an accomplished financial professional with over 20 years of experience in investments, corporate finance and accounting, and personal and small-business financial consulting. His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance work includes the development of multiyear financial forecasts and KPI dashboards, credit analyses, and the evaluation of capital budgeting proposals.

 

Earlier in his career, Thomas managed various accounting and financial planning functions and led many transformational initiatives, including a general ledger conversion, a financial reporting system implementation, the establishment of a centralized procurement office and the execution of due diligence reviews and integrations for several multi-million-dollar merger and acquisition deals. Beyond the corporate setting, he has assisted individuals and businesses of all sizes with accounting, budgeting, financial planning and investing matters.  He has also lent his financial expertise to a few well-known websites such as Investopedia, Bankrate, and the Balance.

Credentials

  • Thomas holds a Master of Business Administration from Franklin University and a Bachelor of Science in business administration from Bowling Green State University.
  • He is a chartered financial analyst charterholder and a certified public accountant.

Articles written by Thomas J. Brock

What is a centralized authorization file (CAF) number and why should accounting firms be familiar with it?

In this guide, get familiar with what a CAF number is and why tax professionals need to have one to better assist clients who need IRS representation.

Read more

Getting a PTIN number makes good business sense for accounting practices of all sizes

Learn why a preparer tax identification number (PTIN) is essential for accounting professionals to build trust, ensure compliance, and serve clients.

Read more

Articles reviewed by Thomas J. Brock

1099 threshold changes under the One Big Beautiful Bill Act

In this employer’s guide, learn how 1099 thresholds are changing under the One Big Beautiful Bill Act and how it impacts tax reporting to the IRS.

Read more

No tax on tips and overtime: What employers and employees should know

This employer's guide covers two tax deductions from the Big Beautiful Bill that are making headlines: one for tip income and another for overtime pay, explaining their impact on payroll administration.

Read more

Company life insurance: What employers need to know about offering it

In this employer's guide, learn how company-provided life insurance works, what benefits it offers employees, and what employers should consider before offering it.

Read more

How the One Big Beautiful Bill Act impacts employers and employees

Learn how President Trump's One Big Beautiful Bill (H.R.1) impacts employers and employees with key takeaways for your business.

Read more

Severance packages explained: What employers should know

Find out what severance packages typically include, their key benefits, and important considerations every employer should know before offering one.

Read more

Self-employment tax vs. income tax: What’s the difference?

Understand the difference between self-employment and income tax, including who pays them, how they’re calculated, and filing requirements.

Read more

What is a compensation package and what should it include?

Learn what makes up a strong compensation package and how to structure it to attract and retain top talent.

Read more

401(k) contribution limits for employees in 2025

Find out the 2025 401(k) contribution limits for employees, including catch-up contributions and tax-deferred benefits.

Read more

Draw against commission: What it is and how it works

This guide unpacks how draw against commission works along with its benefits, risks, and financial impacts for both employers and commission-based employees.

Read more

How do nonqualified deferred compensation plans (NQDC) work?

See how nonqualified deferred compensation plans work, learn about the tax benefits, potential risks, and their role in retaining top talent.

Read more

What is a payroll card and how does it work?

Get up to speed on how payroll cards can provide a secure and convenient way for employees to access their wages without a traditional bank account.

Read more

What is S Corp payroll and how does it work?

Explore the fundamentals of S Corp payroll, its tax benefits, compliance requirements, and how to set it up to maximize savings for business owners.

Read more

Employer (ER) taxes explained: Guide for business owners

Learn about ER taxes, including how they work, what they cover, and the responsibilities for small business owners.

Read more

What is a sales compensation plan? The ultimate guide

Learn how to create effective compensation plans that motivate employees, generate sales, and drive business success.

Read more

S Corp vs. LLC: How are they different?

Learn the differences between S Corps and LLCs, including tax implications, potential pros and cons, plus things to consider from a licensed CPA and CFA charterholder.

Read more

How to set up a 401(k) for employees: A small business blueprint

In this business owner's guide, learn how to set up a 401(k) plan for your employees, including the steps, costs, and potential benefits of offering retirement savings options.

Read more

What is a multi-member LLC? Everything you need to know

Understand what a multi-member LLC is, its benefits, and how it differs from other business structures, with tips from a certified public accountant.

Read more

Leveraging tax breaks for employer-paid education expenses

Learn how to leverage tax breaks for employer-paid education expenses to invest in your team's growth and company goals.

Read more

An employer’s guide to the small business retirement plan tax credit

Find out how your small business can claim valuable tax credits while helping employees build stronger retirement savings.

Read more

Understanding the Disabled Access Credit: Form 8826 and eligibility

Learn how the disabled access credit works, who qualifies, and how to complete Form 8826 to support accessibility improvements.

Read more

The small business health care tax credit explained

Learn about the small business health care tax credit, eligibility requirements, and how some employers can use it to offset health insurance costs.

Read more

FICA tip credit for employers: What it is and how to handle it

Learn what the FICA tip credit is, how it benefits employers, and how to manage it effectively for tax savings.

Read more

Revenue per employee: Definition, formula, and factors for employers

Learn how to calculate revenue per employee, and the key factors that affect it. Gain insights into your company's productivity and profitability.

Read more

Self-employment tax: Definition, how to calculate, and rates to know

Learn about self-employment tax, including how to calculate it, current rates, and tips to streamline your tax planning as a freelancer or contractor.

Read more

LET’S DO THIS

It’s easy
to get started

Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.