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INSIGHTS

Employee benefits for small businesses

Explore guides on taking care of your employees and creating a great place to work.

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Requirements for offering employee benefits (and why it’s a good idea anyway)

Understand the benefits you need to provide your employees as an employer and business owner.

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Long-term disability insurance overview: 2026 employer’s guide

Long-term disability insurance replaces income during extended absences. In this employer’s guide, see how to offer group rates to your team as a voluntary benefit.

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Why is it called 401(k)? Understanding your retirement plan's origins

Wondering why it’s called a 401(k)? Learn how this popular retirement plan got its unique name from the US tax code and explore its modern evolution.

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Why switching benefits brokers mid-year makes good business sense

Rethink the renewal cycle. In this employer's guide, see why switching benefits brokers mid-year provides better support for employers without plan or rate disruption.

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Employer’s guide to short-term disability insurance in 2026

Short-term disability insurance is a benefit employers provide to employees through voluntary payroll deductions or paying the premium on their own.

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RISavers: Rhode Island's state-mandated retirement plan explained

Rhode Island’s RISavers mandate goes into effect in October 2026. See which employers are exempt, upcoming deadlines, and how to avoid penalties.

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What is critical illness insurance? Employer’s guide to what it covers

See how critical illness insurance works, what it covers, and if it’s a worthwhile voluntary benefit for employees to manage serious medical diagnoses.

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Self-employed health insurance deduction: who qualifies and how to claim it

Learn who qualifies for the self-employed health insurance deduction and how freelancers, sole proprietors, and S Corp owners can claim it.

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Is accident insurance worth it? A guide to closing coverage gaps

In this employer's guide, see how accident insurance provides a cash safety net for employees to cover high deductibles and out-of-pocket costs after an unexpected injury.

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What is cancer insurance and how does it work for small businesses?

Learn how cancer insurance works as a supplemental benefit to protect your small business and employees after a diagnosis.

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