Transparent pricing. Scalable solutions.

Get started at just $49 base + $6/worker per month. No hidden fees, ever.

Base Plan

Payroll Essentials

$49

base

+ $6/worker per month

  • Full-service payroll
    • Pay W-2 and 1099 workers
    • Direct deposit, check, or prepaid debit card
    • Custom pay items
    • Unemployment insurance withholding
    • Garnishment deductions
  • Unlimited pay runs
    • Edit or cancel a pay run
    • Run extra payrolls for bonuses or commissions
    • No hidden fees or additional charges per pay run
    • Handle any type of pay schedule
  • Multi-state payroll
    • Compliantly pay workers across all 50 states
    • No additional cost — pay in as many states as you need
    • Automatic state tax registrations
    • Local withholding calculations
  • Accuracy guarantee
    • Automatic tax filings and payments
    • Federal, state, and local taxes
    • End-of-year filings, W-2s, and 1099s
    • 941 and 943 filings both supported
    • Backed by an error-free guarantee
  • Accountant-friendly access
    • Dedicated outside collaborator permissions
    • Grant access to an accountant or bookkeeper
    • Integrate with leading accounting software
    • Customizable line-item mapping for your chart of accounts
    • Automated general ledger sync after every pay run
  • Hiring and onboarding
    • Automated state new-hire reporting
    • Custom offer letter creation and delivery
    • eSignature for I-9, W-4, and offer letter
    • Self-service employee onboarding
  • Team basics
    • Employee document storage
    • Role-based user permissions
    • Employee lifetime account access
    • Birthdays and work anniversaries
    • Custom PTO accrual policies
    • Employee mobile app
  • Integrations and insights
    • Best-in-class accounting software integrations
    • Customizable line-item mapping
    • Connect 401(k), workers’ comp, and time tracking
    • No added integration fees
    • Dynamic in-app reports
    • Custom report designer with 50+ fields
    • Instant report export
  • Benefits administration
    • Customize with health, dental, and vision plans
    • Self-service employee open enrollment
    • Automated payroll deductions
    • Life, STD/LTD, HSA, FSA, and more
    • Voluntary benefits supported
    • Guidance from licensed in-house benefits agents
    • Ongoing plan administration included
  • Expert support
    • Guidance backed by trained payroll pros
    • Free account setup and historical data migration
    • Phone, email, and live chat support for all clients
    • Extended support hours (9am – 8pm weekdays)
  • White-glove setup
    • Expert-led account setup
    • Full migration of employee and prior wage data
    • End-to-end configuration before your first pay run

Add-ons:

HR

  • PTO requests, approvals, and management
  • Custom onboarding workflows
  • Delegate team tasks
  • Equipment provisioning and tracking
  • Org chart and employee directory
  • Unlimited custom eSignature documents

HR

+ $15 base and $2/worker per month

Time Tracking

  • Hourly employees
  • Create time clocks for any worksite
  • Customize overtime and break rules
  • Employees clock-in/clock-out or submit timesheets
  • Supervisor permissions to review and approve hours
  • Audit log of all timesheet edits
  • Automatic sync of approved hours directly into payroll
  • PTO requests, approvals, and management

Time Tracking

+ $15 base and $4/worker per month

Benefits

  • Access to group health, dental, and vision plans
  • Automated plan administration — pay plan premiums only
  • Licensed advisor guidance for plan selection
  • Self-service employee open enrollment
  • Automated payroll deductions
  • Life, STD/LTD, HSA, FSA, and more
  • Voluntary benefits supported

Benefits

Pay plan premiums only

Compliance Resources

  • Proactive state-specific compliance and labor law alerts
  • Employee handbook compliance guidance
  • Updates on mandatory workplace policies
  • HR compliance library
  • Job description builder
  • Benefits document creator

Compliance Resources

+ $10 base per month

Live HR Support

  • On-demand concierge HR support
  • Guidance from live, licensed HR experts
  • Support via phone, chat, and email
  • Unlimited access

Live HR Support

+ $65 base per month

See all features

NO HIDDEN FEES

The essentials are included

Some of the other providers out there will sneak in extra fees for some of the essentials that businesses should expect. Not with OnPay. All of our plans come with:

  • W-2s, 1099s, and year-end filings included
  • Unlimited pay runs and schedules
  • Federal, state, and local tax filings included
  • Pay workers in as many states as you need
  • Expert support by phone, chat, and email
  • No implementation or integration fees

TRANSPARENT PRICING

Know exactly what you’ll pay

No guessing games or haggling with a sales rep. Your time and money are valuable, so we make it easy to calculate your monthly cost.

How many paid workers each month?

Start with the base plan:

Select add-ons and enhancements:

Tip: Bundle for bigger savings

You’ll Pay

$55

per month

Summary for 1 worker

Payroll Essentials

$49 base + $6/worker

$79

Get started

ALL PRODUCTS & FEATURES

Features for where you are — and where you’re going

Start with the tools you need today, then add more as your business grows across payroll, HR, time, benefits, and beyond.

Payroll Essentials Base Plan
Full-service payroll
All federal, state, and local tax filings and payments Included
Unlimited pay runs Included
Pay W-2 and 1099 workers Included
Multi-state payroll Included
Pay by direct deposit, check, or prepaid debit card Included
Edit or cancel a pay run Included
Multiple pay rates and schedules Included
Unemployment insurance withholding Included
Garnishment deductions Included
Accounting and time tracking integrations Included
Year‑end filings, W‑2s, and 1099s Included
Dynamic in-app reporting and filters Included
Custom report designer with 50+ fields Included
Hiring and onboarding
Document eSign for I‑9s and W‑4s Included
State new hire reporting Included
Send custom offer letter for eSignature Included
Employee lifetime account access Included
Team basics
6 levels of user permissions Included
Worker profiles Included
Document storage Included
Birthdays and celebrations Included
Employee self-service
Employee self‑onboarding Included
Employee self‑service portal Included
Update personal and banking info Included
View and download pay stubs Included
Employee lifetime account access Included
Employee mobile app (iOS and Android) Included
Integrations and insights
Accounting integrations Included
Time tracking integrations Included
Dynamic in-app reporting and filters Included
Custom report designer with 50+ fields Included
Benefits and compliance
Benefits administration service Included
Broker of record integration Included
Integrated workers’ comp plans Pay premiums only
Integrated 401(k) plan Pay premiums only
User experience and security
Single sign-on Included
Multi-factor authentication (MFA) Included
Optimized for mobile Included
Customer service
Free migration of prior wage and employee data Included
Dedicated onboarding support Included
Accuracy guarantee Included
Expert support by phone, email, and chat Included
HR Add-on
HR insights
Centralized HR dashboard HR Add-on
Onboarding workflows and eSignatures
Customizable onboarding workflows HR Add-on
Automated task delegation and tracking HR Add-on
Team organization and engagement
Searchable employee directory HR Add-on
Unlimited file requests from employees HR Add-on
Equipment provisioning and tracking HR Add-on
Custom forms and surveys HR Add-on
Organizational charts HR Add-on
PTO management
PTO dashboard HR Add-on
Review and approve PTO requests HR Add-on
Add comments to employee requests HR Add-on
See remaining accrual balances in clear view HR Add-on
Workers submit PTO requests from their employee account HR Add-on
Documents and record management
Unlimited eSignature templates for company documents HR Add-on
Document expiration tracking and reminders HR Add-on
Document audits and activity history HR Add-on
Compliance support
State legislative compliance alerts Optional HR Enhancement
Library of state-compliant HR document templates Optional HR Enhancement
Concierge live support from licensed HR professionals Optional HR Enhancement
Time Tracking Add-on
Manage hours, overtime, and breaks
Time card management Time Tracking Add-on
Clock in / clock out Time Tracking Add-on
Geolocation and Geofencing Time Tracking Add-on
Overtime pay rule customization Time Tracking Add-on
Overtime tracking and calculation Time Tracking Add-on
Breaks and meal tracking Time Tracking Add-on
PTO management
PTO dashboard Time Tracking Add-on
Review and approve PTO requests Time Tracking Add-on
Add comments to employee requests Time Tracking Add-on
See remaining accrual balances in clear view Time Tracking Add-on
Workers submit PTO requests from their employee account Time Tracking Add-on
Benefits Add-on
Automated plan administration Benefits Add-on
Medical, dental, and vision plans Benefits Add-on
Life insurance Benefits Add-on
HSAs and FSAs Benefits Add-on
Short and long-term disability insurance Benefits Add-on
Commuter benefits Benefits Add-on

WHY ONPAY?

Powerful software plus exceptional service

Expertise you can count on

From onboarding and setup to ongoing support, our team knows payroll — and we’ll always have your back.

The tools you need, now and later

OnPay is simple enough for the smallest businesses, but flexible features and permissions make it easy to scale.

Pricing that’s straightforward

No speaking to sales or waiting for a quote. Our pricing is simple so you can know exactly what you’ll get.

Accuracy guaranteed

With our error-free guarantee, we promise things will be done right (and If we make a mistake, we’ll take care of the tax agency for you).

LET’S DO THIS

It’s easy
to get started

Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.