INSIGHTS

Employee benefits for small businesses

Explore guides on taking care of your employees and creating a great place to work.

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Requirements for offering employee benefits (and why it’s a good idea anyway)

Understand the benefits you need to provide your employees as an employer and business owner.

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401(k) contribution limits for employees in 2025

Find out the 2025 401(k) contribution limits for employees, including catch-up contributions and tax-deferred benefits.

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How do nonqualified deferred compensation plans (NQDC) work?

See how nonqualified deferred compensation plans work, learn about the tax benefits, potential risks, and their role in retaining top talent.

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Employer's guide to employment practices liability insurance (EPLI)

Learn how Employment Practices Liability Insurance (EPLI) protects businesses from employee-related lawsuits and why it is essential for employers.

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What is experience rating? Everything employers need to know

Use this guide to learn more about experience rating, how it impacts employer insurance premiums, and tips for managing these expenses.

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How to set up a 401(k) for employees: A small business blueprint

In this business owner's guide, learn how to set up a 401(k) plan for your employees, including the steps, costs, and potential benefits of offering retirement savings options.

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An employer’s guide to the small business retirement plan tax credit

Find out how your small business can claim valuable tax credits while helping employees build stronger retirement savings.

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What is a section 125 premium-only plan? Rules and regulations

Get familiar with the benefits of Section 125 premium-only plans, including compliance rules and how they can reduce employee and employer taxes.

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The small business health care tax credit explained

Learn about the small business health care tax credit, eligibility requirements, and how some employers can use it to offset health insurance costs.

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What is benefits administration? An HR guide

An overview of benefits administration, including processes, compliance tips, and tools. Ideal for HR professionals managing benefits programs.

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Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.