Whether your business has 10 employees or 100, finding the right payroll provider to meet your needs is essential. Ultimately, they should help in getting your team paid accurately and efficiently, no matter what stage your business is in.
While both OnPay and Paychex Flex have similar capabilities in terms of full-service payroll, HR, and benefits administration, one may be a better fit for you depending on what you’re looking for. So, here are the details about both OnPay and Paychex Flex to help you make a more informed decision.
Jump ahead to compare OnPay and Paychex Flex by:
We’ve collected reviews from both OnPay and Paychex Flex clients as well as industry experts. Take a look at how small businesses and experts compare Paychex Flex and OnPay:
OnPay
Ease of Setup
Ease of Admin
Quality of Support
Performance
Reliability
Customization
Reporting
Paychex Flex
Ease of Setup
Ease of Admin
Quality of Support
Performance
Reliability
Customization
Reporting
We know there’s a lot to consider when choosing your payroll solution, and it’s important you choose a provider that meets both your business needs and your budget. To help spot differences between the two, here’s how OnPay stacks up against Paychex when it comes to specific features and pricing:
| OnPay | Paychex Flex | |
|---|---|---|
| Pricing | ||
| Base price | $40 per month | No published price. Negotiate with sales. Price is per pay run, not monthly |
| Per worker cost | $6 per person | No published price. Negotiate with sales. Price is per pay run, not monthly. |
| Full-service payroll | ||
| Automated federal, state, and local tax filings and payments | Included | Included |
| Unlimited pay runs | Included | Additional fees |
| Multi-state payroll | Included | Additional fees |
| Edit or cancel a pay run | Included | Additional fees |
| Multiple pay rates and schedules | Included | Included |
| Garnishments | Included | Included |
| Accounting and time tracking integrations | Included | Time tracking integration: Included Accounting integration: Additional fees |
| New hire reporting | Included | Included |
| Year-end filings, W-2s, and 1099s | Included | Additional fees |
| Onboarding and Employee Self-Service | ||
| Employee self-onboarding | Included | Additional fees |
| Employee self-service portal | Included | Included |
| Document e-sign for I-9s and W-4s | Included | Additional fees |
| Send and sign offer letters electronically | Included | Not available |
| Employee lifetime account access | Included | Not available |
| HR and Team Management | ||
| Manage and track time off | Included | Included |
| Org charts | Included | Additional fees |
| Document storage and audits | Included | Additional fees |
| Custom onboarding workflows | Included | Additional fees |
| Benefits and Compliance | ||
| Medical, dental, and vision plans | Pay premiums only | Additional fees |
| Integrated workers’ comp plans | Pay premiums only | Additional fees |
| Integrated 401(k) plan | Pay premiums only | Additional fees |
| Reporting and Usability | ||
| Payroll and employee reports | Included | Included |
| Real-time reporting filters | Included | Not available |
| Custom report designer | Included | Additional fees |
Choosing the most reliable payroll service is important, but you’ll also want to be sure your provider will be there to answer your questions and help get past any speed bumps you may face along the way. Here’s how customer support compares between OnPay and Paychex Flex:
| OnPay | Paychex Flex | |
| Setup and data migration | Included | Additional fees |
| Expert phone support | Included | Included |
| Chat support | Included | Included |
| Accuracy guarantee | Included | Not available |
Every small business has different needs, so make sure you know exactly what you’ll be getting. Most notably, take a closer look to understand everything Paychex Flex and OnPay do to simplify paying and managing your team. And if you need to go above and beyond payroll, make sure you understand how much HR, benefits, and integrations with accounting software will all cost so there are no surprises later.
Full-service payroll: Not only do you want a platform to be able to pay your team quickly and easily, but you also want to be sure that your payroll provider will get your local, state, and federal taxes filed and paid accurately, so you can rest knowing things are done right. If you have employees in multiple states or locations, consider whether your provider will charge an additional fee.
With OnPay’s accuracy guarantee, you can be sure your taxes are being filed and paid correctly, no matter how many states your workers are located in — at no additional cost. Note that Paychex Flex charges extra fees for multi-state payroll.
Integrations: Great payroll providers will also have integrations with time-tracking and accounting software. In a perfect world, you want your time and attendance system to talk to your payroll system and in turn, have those expenses flow right to your accounting platform.
OnPay integrates with top accounting and time-tracking systems at no extra cost. Our flexible integrations with QuickBooks and Xero give you the ability to customize data and view your finances in the way that makes the most sense for your business.
Specialized payroll requirements: Businesses in different industries (and of different sizes) sometimes have different payroll tax and withholding requirements. From filing Form 943 filing for ag businesses to accurately processing special pay types like bonuses, tips, or commissions, take a close look to ensure all your needs will be met.
OnPay serves businesses from all industries including farms and ranches, construction, restaurants, doctors, nonprofits, start-ups, and more. So, we can handle any specialized payroll requirements for your business, at no additional cost.
HR and compliance: The best payroll providers will not only help you with payroll, but also with HR and compliance through features like employee self-service, PTO tracking and approval, e-signable documents and storage, organization charts, and more. And, they should also offer integrated benefits and workers’ comp plans (without extra fees for the features and integrations you’ll need).
OnPay offers a full suite of HR tools to help you take care of your team — at no extra cost. And with integrated pay-as-you-go workers’ comp and benefits plans in all 50 states, we’ll make sure you’re staying compliant while keeping your employees happy.
Account setup and customer support: When getting set up with a payroll provider, it can feel like a long and complex process to get all your data migrated. That’s why your payroll provider should offer to migrate all your prior wage and employee data for free, including help getting all your integrations set up. This level of service makes for a much more seamless transition. You also want to know that your payroll provider will be there to help beyond just setup, in case you have questions or need help with anything in the future.
OnPay will set up your account and migrate all your prior wage and employee data for free, so setup is simple. Note that Paychex Flex charges an additional setup fee. And, with OnPay, you can get help from a payroll expert whenever you need it. Email support begins at 7 AM EST on weekdays, while phone and chat are available from 9 AM to 8 PM EST.
At first glance, both Paychex Flex and OnPay have similar features and functionality, but OnPay consistently receives better ratings and reviews from clients and industry experts alike. See why for yourself:
We’ll even migrate all your employee info and prior wages for you.
