Articles written by OnPay’s editorial team
The small business guide to dental insurance: Is it worth it?
Explore whether small-business dental insurance is worth the cost. Learn about PPOs, Section 125 tax advantages, and how benefits boost employee retention.
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Building a trusted advisory: How to talk with your small business clients about offering benefits
Learn how to confidently talk with your small business clients on employee benefits such as health insurance, and broadly about compliance without acting as a broker.
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Self-employed 401(k): A solopreneur’s guide to setting up retirement savings
In this guide, learn how a self-employed 401(k) works for solopreneurs. Get up to speed on 2026 contribution limits, eligibility rules, and simple steps to set up your plan.
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Long-term disability insurance overview: 2026 employer’s guide
Long-term disability insurance replaces income during extended absences. In this employer’s guide, see how to offer group rates to your team as a voluntary benefit.
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Is accident insurance worth it? A guide to closing coverage gaps
In this employer's guide, see how accident insurance provides a cash safety net for employees to cover high deductibles and out-of-pocket costs after an unexpected injury.
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What bonus depreciation in the big beautiful bill means for businesses
Learn how the Big Beautiful Bill's permanent 100% bonus depreciation helps businesses deduct equipment costs immediately for better cash flow and tax savings.
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What R&D tax credits in the One Big Beautiful Bill means for business owners
The OBBB Act changes R&D tax credits for small businesses under $31M revenue. Get immediate deductions, retroactive relief for 2022-24, and simpler rules.
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Section 199a QBI deduction deep dive: What the OBBBA changes mean for your business
The OBBBA made the QBI deduction permanent with higher income limits and a new $400 minimum. Learn how these 2025 changes can benefit your business.
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No tax on tips overview: What employers and employees should know
The OBBB's No Tax on Tips provision creates a federal deduction up to $25,000 for tipped workers. Learn what this means for your business operations.
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