Speed up payday with our direct deposit payroll

Pay your team more quickly with our direct deposit payroll. Workers receive paychecks right in their bank account, so you’ll save time and make your team happier.



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  1. OnPay
  2. Payroll Software
  3. Direct Deposit Service


Make paper checks a thing of the past

Ditch the hassle of printing and distributing paper checks by switching to direct deposit payroll. Just review and approve each pay run, and we’ll do the rest for no extra cost. You’ll save on check stock, avoid errors, and give everyone more time in their day.


Let employees do more for themselves

With our employee self-service options, your team can set things up their way. Workers can pull their own pay stubs, update their own direct deposit details, or opt to split checks between multiple accounts. They can even request time off.

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It’s all part of our top-rated payroll and HR

OnPay lets you handle direct deposit payroll and so much more. Pay W-2 and 1099 workers with a few clicks, and leave the calculations and taxes to us (accuracy guaranteed). Plus, simplify onboarding and team management with built-in HR and integrated benefits.

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Loved by small businesses

“OnPay makes payroll easy to run and manage. I love the direct deposit feature.”


– Maggie, Iron Edison Battery


$40 + $6 per worker each month

Simple pricing with no sneaky fees for direct deposit (or anything else).

  • Pay by direct deposit, check, or debit card
  • Unlimited monthly pay runs
  • Free setup and migration of employee data
  • Automate all tax filings and payments
  • HR tools to manage your team are built in


Try the best direct deposit payroll

Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.

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Direct deposit service FAQs

  • How does direct deposit payroll work?

    With direct deposit enabled, an electronic payment moves directly from your business’s bank account to that of your employee.

  • Is direct deposit safe?

    Our direct deposit payroll service is a safe and reliable way to pay your workers through a secure ACH transfer. This eliminates the possibility of a paper check getting lost or in the wrong hands. It also saves time.

  • How quickly will my employees get paid?

    OnPay offers a maximum of 4-day turnaround for direct deposit payments.

  • How do I set up direct deposit for employees?

    Employees each have their own OnPay account where they can enter (and update) banking information for direct deposit themselves. Or you can gather employees’ bank account and routing information and follow simple instructions for setting it up.

  • How much does direct deposit cost?

    Everything OnPay does is included in the price of our monthly subscription. There are no fees per pay run, like most other payroll providers.