Insights > Benefits

INSIGHTS

Employee benefits for small businesses

Explore guides on taking care of your employees and creating a great place to work.

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Requirements for offering employee benefits (and why it’s a good idea anyway)

Understand the benefits you need to provide your employees as an employer and business owner.

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OnPay earns 2026 Top Rated and Buyer’s Choice awards from TrustRadius

Learn how verified user reviews helped OnPay earn the 2026 TrustRadius Top Rated and Buyer's Choice awards for payroll, HR, and benefits administration.

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Small group special enrollment period (SEP): A guide for employers

Learn how small group Special Enrollment Periods (SEPs) allow businesses with 1 to 49 employees to launch health coverage with zero minimum contributions.

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Self-employed 401(k): A solopreneur’s guide to setting up retirement savings

In this guide, learn how a self-employed 401(k) works for solopreneurs. Get up to speed on 2026 contribution limits, eligibility rules, and simple steps to set up your plan.

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Employer’s guide to the 2027 Washington Saves retirement mandate

Washington State will soon require eligible employers to offer employees access to retirement savings plans. Learn how the 2027 Washington Saves mandate impacts small businesses. 

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Long-term disability insurance overview: 2026 employer’s guide

Long-term disability insurance replaces income during extended absences. In this employer’s guide, see how to offer group rates to your team as a voluntary benefit.

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Why is it called 401(k)? Understanding your retirement plan's origins

Wondering why it’s called a 401(k)? Learn how this popular retirement plan got its unique name from the US tax code and explore its modern evolution.

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Why switching benefits brokers mid-year makes good business sense

Rethink the renewal cycle. In this employer's guide, see why switching benefits brokers mid-year provides better support for employers without plan or rate disruption.

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Employer’s guide to short-term disability insurance in 2026

Short-term disability insurance is a benefit employers provide to employees through voluntary payroll deductions or paying the premium on their own.

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RISavers: Rhode Island's state-mandated retirement plan explained

Rhode Island’s RISavers mandate goes into effect in October 2026. See which employers are exempt, upcoming deadlines, and how to avoid penalties.

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Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.