GLOSSARY

Levy meaning: What is a levy?

Updated: November 9, 2024

Levy meaning and definition

A levy is a legal seizure of property to satisfy a tax debt, used by authorities such as the IRS, state treasury departments, and banks. It grants control over the debtor’s bank accounts, personal property or rights, and can include an employee’s wages.

More about levies and their purpose

The IRS usually follow four steps before they issue a levy:

  • They assess tax which is owed and send a notice with a demand for payment, also known as a tax bill
  • An individual neglects or refuses to pay the tax
  • The IRS typically sends a final notice of intent to levy and the individual’s right to a hearing at least 30 days before the levy
  • Finally, the IRS sends advance notification of third party contact which notifies the debtor they might contact third parties regarding the determination or collection of the tax liability

 

Levies can include IRS property seizure of items such as a house or vehicle but can really be any property you own or may have an interest in. For example, retirement accounts and bank accounts are usually fair game. Sales proceeds typically go toward an individual’s tax debts.

Using levy in a sentence

“Tax professionals are able to submit appeals and negotiate agreements on behalf of levied individuals.”

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