From accident insurance deductions to automatic tax calculations and filings, OnPay keeps everything perfectly organized. Easily manage employee policy elections, streamline payroll, and let us handle the heavy lifting — so reporting stays accurate without the extra effort.
Accident insurance is just one way to support your employees. Many employers bundle it with other voluntary benefits — such as cancer or disability insurance — to create a more robust safety net without increasing overhead. With OnPay, you can seamlessly offer these essential perks right alongside your payroll, keeping everything compliant, hassle-free, and in one place.
— Olympic Peninsula Community Clinic
Ditch the disconnected spreadsheets. OnPay brings your payroll, HR, and benefits into one simple platform. Pay your team in minutes and count on guaranteed tax filings — plus, manage employee perks and insurance elections in just a few clicks.
OnPay’s payroll software automates tasks, reduces errors, and saves you time — all starting at $49/month + $6 per employee:
Try OnPay out for yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.
Yes, absolutely — it acts as a highly effective, low-cost safety net for the unexpected. While major medical insurance pays doctors and hospitals directly, accident insurance pays a lump-sum cash benefit straight to your employees following a covered injury, giving them the flexibility to cover steep deductibles, medical copays, or even everyday bills like groceries and rent while they recover. For small businesses, offering voluntary accident insurance is a major benefit perk; it integrates seamlessly into your payroll via automatic pre-tax deductions, allowing you to protect your team and offer a more competitive benefits package without increasing company costs.
No, but it’s an option. You can offer accident insurance as a voluntary benefit, where employees choose to opt in and pay their own premiums through automatic payroll deductions. Alternatively, you can choose to cover the cost yourself to build a more competitive benefits package.
Accident insurance is designed to help cover the out-of-pocket costs that standard major medical plans leave behind following an unexpected injury. This includes emergency room visits, ambulance rides, X-rays, stitches, concussions, broken bones, and physical therapy sessions. Because payouts go straight to the policyholder rather than the healthcare provider, your team members have complete flexibility to use the funds however they need — whether that’s hitting a steep medical deductible, covering copays, or paying for everyday expenses like groceries and rent while they are out of work recovering.
Think of an accident plan as a buffer between an unexpected injury and your employee’s bank account. It delivers cash payouts directly to the policyholder based on the specific treatments they receive. Because life doesn’t pause when someone gets hurt, this direct payout gives your team the ultimate flexibility to focus on healing instead of worrying about how they’ll pay their medical deductibles or everyday grocery bills.
You can get set up super fast – we’ll just need some basic details so our team can help assist you with your setup. And our in-house payroll experts will do all the heavy lifting. We’ll even enter any prior wages to make switching easy. And can have you up and running in a matter of days.
Serving Clients for Over 30 Years
Insurance offered through OnPay Insurance Agency, LLC (CA License #0L29422)
