OnPay 401(k) Partners

When choosing a plan, what’s most important to you?

What’s the second most important trait in a 401(k) partner?

Are you looking for a plan for a company where you work, or on behalf of a client you advise?

Thanks! Here’s how our integrated partners stack up:

Guideline Vestwell

Guideline offers a fully integrated 401(k) with affordable monthly plans. Investing is easy and fees are low.

Or take a closer look

OnPay sync — Two way

All transactions are processed automatically
Changes made in OnPay or Guideline show up in both platforms automatically

Investment options

Managed portfolios, consisting of low-cost index funds

Costs to employer

Plans start at $39/mo + $4 per active participant.
No setup fees, no termination fees.

Costs to employees*

Annual account fee starting at 0.15%

* An assumed annual account fee of 0.15% is applied to assets under management and is deducted on a monthly basis. It’s calculated at 1/12 of the annual stated rate (0.08%) based on the account balance on the last day of each month. Alternative account fee pricing is available, ranging from .15% to 0.35%. Contact Sales at hello@guideline.com to learn more about exclusive pricing options available in Enterprise tier. See our Form ADV 2A Brochure for more information regarding fees.

At the time of this endorsement, OnPay (the “Solicitor”) is not a client of Guideline. Guideline pays a fee for each 401(k) & SEP IRA client referred by the Solicitor, as outlined in Guideline’s written solicitation arrangement with the Solicitor. Additional disclosures will be provided to you by Guideline prior to opening an account with Guideline.

Vestwell helps small businesses deliver high-quality, affordable 401(k) plans that meet their needs now and as they grow.

Or take a closer look

OnPay sync — Two way

All transactions are processed automatically
Changes made in OnPay or Vestwell show up in both platforms automatically

Investment options

Flexible investments and plan design

Costs to employer*

Standard all-in pricing is just $100/month + $6/month per participating employee
Tax credits can almost fully offset the costs!

Costs to employees*

$6/month for standard, all in pricing
Can be paid by the company or employee

* For a full list of services, pricing and fees, please visit Vestwell.

Offer employees a low-cost 401(k) — without lifting a finger

Three big reasons to offer a 401(k)

How it all works

1. Choose a 401(k) partner above

2. Run payroll

3. That’s it!