1. OnPay
  2. App Directory
  3. 401(k)
  4. Vestwell


Powering 401(k)s, 403(b) & state IRA(s) for over 30,000 small businesses.

Special Offer


30,000 small businesses across the country partner with Vestwell for their retirement plans. Starting your Vestwell 401(k) is a breeze. Fully integrated means seamless payroll. Flexible plan options means you choose the best plan and price for your business. Streamlined onboarding means easy set-up. And dedicated service means we’ll be there to support you every step of the way. Join our valued OnPay customers who trust Vestwell for their retirement savings.

How it works

Vestwell is fully integrated with OnPay, makes managing your retirement plan simple. We automate contributions and other payroll information by feeding data directly between systems, which saves you time, reduces errors, and provides a streamlined experience all around.


Vestwell offers four options to cover the specific needs of every small business. We offer dedicated customer service at every tier and the flexibility to pay participant fees or pass fees on to your employees.


Bundled solution: 

  • Workplace – a simple solution for businesses starting their first plan.
  • Plus – a more robust solution ideal for businesses with existing plans.
  • Flex – a great option for businesses seeking plan design flexibility at an affordable and bundled price point.


Unbundled solution: 

  • Recordkeeping Only – Perfect for businesses that want to use their own Third Party Administrator.

Special offer: No monthly sponsor fees until April for new plans when you sign up by 12/31.


It’s easy to get started

Try OnPay out yourself to see how easy payroll and HR can be. To get started, just share a few basic details about your business. Our team of pros will set everything up and import your employees’ information for you.

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